Strategic Financial Planning & Portfolio Management

Whether you’re preparing for retirement or already retired, you have financial goals you want to achieve. Unfortunately, you may not have the time, knowledge, or inclination to determine the best way to achieve your goals.

That's where we come in.

First, we’ll get to know each other and find out what your financial goals are. Next, we'll analyze your current financial situation, taking your goals into consideration, and create a custom financial plan for you. After that, we’ll provide you with recommendations for your investments. Once you’ve approved our recommendations, we’ll implement the investment plan. Finally, we’ll monitor the plan and ensure you stay on track to achieve your goals.

The cost for this service is comprised of a $3,600/year financial planning fee + 1% of assets under management.*

When it comes to asset management, there are additional breakpoints:

  • First million of assets under management = 1%

  • $1,000,001 - $2,500,000 = 0.75%

  • $2,500,001 - $5,000,000 = 0.50%

  • $5,000,000 and above = 0.25%

*If assets under management are greater than $600,000, we will waive the $3,600/year financial planning fee.

  • Strategic Financial Planning includes, among other things:

    • Goal discovery

    • Cash flow management & budgeting analysis

    • Investment planning analysis

    • Risk assessment using an online questionnaire

    • Analysis of your current taxable and tax-advantaged investments

    • Creation of an Investment Policy Statement (IPS), which acts as a roadmap for how we invest your assets

    • Recommendations for investments and an asset allocation that suits your goals, age, time horizon, etc.

  • Retirement planning analysis

    • Analysis of whether or not you are on track, including projections

    • Recommendations to improve your odds of retiring with enough money to live comfortably the rest of your life

  • Tax Planning

  • Insurance planning analysis

  • Estate Planning Analysis

  • College Planning Analysis

    • How much do you need to save in order to send your child(ren) to:

      • A public four-year in-state school?

      • A public four-year out-of-state school?

      • A private four-year school?